Top 5 Student Credit Cards With Cashback Rewards in 2025

 Getting your first credit card as a student can be a big financial step - and choosing one with

cashback rewards makes it even smarter. Cashback cards help you earn money back on everyday

purchases like food, transport, books, and online subscriptions. In this post, we'll explore the top 5

student credit cards in 2025 that offer excellent cashback benefits, low fees, and flexible terms.

Note: Always check the eligibility and terms on the issuer's website, as offers can change.

1. Discover it® Student Cash Back

- Earn 5% cashback on rotating categories (like groceries, gas, Amazon) each quarter

- Unlimited 1% cashback on all other purchases

- No annual fee

- Cashback matched at the end of your first year

Why it's great: Perfect for students who want to maximize rewards on changing categories.

2. Capital One SavorOne Student Cash Rewards

- 3% cashback on dining, entertainment, streaming, and groceries

- 1% on everything else

- No annual fee

- No foreign transaction fees

Why it's great: Ideal for students who spend on food, Netflix, and nights out.

3. Bank of America® Customized Cash Rewards for Students

- 3% cashback in a category of your choice (like gas, online shopping, or travel)

- 2% at grocery stores and wholesale clubs

- 1% on all other purchases

- No annual fee

Why it's great: Customizable rewards give students flexibility based on their lifestyle

4. Chase Freedom® Student Credit Card

- 1% cashback on all purchases $50 bonus after first purchase

- Automatic credit line reviews after 5 months of on-time payments

- No annual fee

Why it's great: Great entry-level card from a major bank, with solid cashback and account growth

potential.

5. Deserve® EDU Mastercard for Students

- 1% unlimited cashback

- No credit history required

- Includes Amazon Prime Student free for 1 year

- No annual fee or foreign transaction fees

Why it's great: Excellent for international students or students with no credit history.

How to Choose the Right One

When choosing a credit card, here's what you should look for:

- No annual fee (a must for students)

- Cashback on categories you use (e.g., food, transport, shopping)

- Low or no interest (APR) if you plan to carry a balance

- Credit-building tools like automatic reviews or free credit scores

Final Thoughts

Student credit cards can be a powerful financial tool - not just for spending, but also for building your

credit score early and earning cashback rewards. These five cards stand out in 2025 for offering

strong benefits with minimal fees.

Pro Tip: Always pay your full balance on time each month to avoid interest charges and build good

credit habits.

Want More?

Follow this blog for:

- Monthly updates on new card offers

- Smart credit tips for students

- Personal finance hacks for young adults Ready to apply? Visit the official card websites or compare all the options on trusted sites like

Ready to apply? Visit the official card websites or compare all the options on trusted sites like

NerdWallet or Credit Karma.